Research Articles

This paper develops an understanding of the financial issues faced by older Australians and looks at how reverse mortgages and the ASF Lifetime Loan can assist them to fund a more comfortable retirement without the need to sell their home... more...

Whether you expect to retire soon, or see yourself working for a number of years, you
may be expecting to receive the age pension when you retire. Currently some 80% of
retirees receive at least a part pension. It is unlikely this percentage will drop much over the next few years.... more...

We have been providing Great Southern with research reports for five years. Over that time period, there have been a number of changes, both in the structure of the industry and the players. There has been stinging criticism and tax prosecutions. Yet over that time, Great Southern has continued to buy land, develop, market and sell new projects and maintain existing projects... more...

The Paul Resnik Consulting Group has been engaged by Lifeplan Funds Management to
review the current situation faced by parents and others who want assistance to fund the
cost of private and public, primary, secondary and tertiary education for children.... more...

NavraInvest has engaged the Paul Resnik Consulting Group to review their funds,
their fund management style and their remuneration approach. This is at a time when
the impact and disclosure of fund manager remuneration is very topical... more...

There seems to be a financial ‘urban myth’ that once someone retires they move from an
accumulation to a draw-down stage. A balanced or growth investor turns 65 and automatically rolls into a capital stable (or even worse – capital guaranteed) mode of investing. Even in the training of financial planners, courses are often divided between wealth creation and wealth preservation – as if long term investing principles somehow
shifted at that magic point in time; retirement.... more...

The financial decisions people make when preparing for their retirement will affect how comfortable they are for the rest of their lives. And we know that people are living longer, living healthier and expecting a lot more out of their retirement years than ever before. This makes retirement planning a huge challenge for financial advisers who seriously want to help their clients order their finances at this stage of their lives... more...

The reduction in the level of Tax for investment bonds means that for a large number of your clients, Investment Bonds offer an even better solution to their financial planning lifestyle needs... more...

It is generally accepted that clients need diversification and liquidity as part of their investment portfolio.... more...